How much does a debt relief program cost? (2024)

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.

MoneyWatch: Managing Your Money

By Angelica Leicht

Edited By Matt Richardson

/ CBS News

How much does a debt relief program cost? (2)

No matter how financially savvy you may be, there may be points where you find yourself grappling with debt. After all, it takes just one major financial emergency — whether it's an unexpected medical bill, a job loss or an expensive home or car repair — to put you into serious debt, especially if your emergency fund is lacking.

And, if you find yourself facing a mountain of debt, it's important to explore ways to regain financial stability and get things back on track. There are numerous solutions you can consider in these situations, but one viable solution is the use of debt relief programs — which include everything fromdebt management plans to debt settlement programs.

The right debt relief program can be a smart way to deal with overwhelming debt that you can't conquer on your own. However, one burning question that lingers in the minds of those considering this path is how much a debt relief program costs. Each comes with its unique features, benefits, and yes, expenses — so it's important to understand what debt relief expenses you may be on the hook for.

Find out more about your top debt relief options here.

How much does a debt relief program cost?

The cost of a debt relief program varies based on the type of debt relief you're pursuing. If you're considering some of the more common debt relief options, here are the costs you can expect to encounter:

Debt consolidation

Debt consolidation is a popular avenue to consider for those who are juggling multiple debts. The basic premise involves combining various high-interest debts into a single, more manageable payment. Typically, debt consolidation loans or credit card balance transfer offers are used to achieve this — so this option typically requires you to have at least a good credit score to qualify.

The cost of debt consolidation varies, though. For example, if you're opting for a debt consolidation loan, you won't typically pay any program fees, but you might incur fees such as origination fees or loan application charges, which are standard with most types of loans. Or, if you opt to consolidate your debt with a balance transfer, certain credit card balance transfer fees could also apply.

If you're going to opt for this type of debt relief, it's essential to carefully scrutinize the terms and conditions of your chosen method to understand the full financial implications.

Explore the benefits of debt relief online here.

Debt settlement

Debt settlement is a more aggressive approach to debt relief. In this scenario, a negotiator works with creditors on your behalf to settle your debt for a lower amount than what is owed. Debt settlement companies often charge fees based on a percentage of the total debt enrolled in the program.

While debt settlement can potentially help you save a significant amount of money, the associated costs should not be overlooked. These fees will typically range from 15% to 25% of the total enrolled debt — but can also vary based on the company you choose to work with. It's crucial to weigh the potential savings against the fees incurred — and consider the potential impact on your credit score — before making a decision.

Credit counseling

Credit counseling services offer a holistic approach to debt management. When you enroll in one of these programs, you work with a credit counselor who assesses your financial situation, provides budgeting advice and may negotiate lower interest rates with creditors.

The cost of credit counseling services varies based on the type of service it is. For example, nonprofit credit counseling agencies often charge nominal fees or operate on a sliding scale based on the individual's income. On the other hand, for-profit credit counseling agencies may charge higher fees, and it's essential to ensure transparency in fee structures if you want to pursue this option.

Bankruptcy

Bankruptcy is often considered a last resort for those drowning in debt. And, while it can provide a fresh start, it also comes with both significant financial and credit consequences. The costs associated with bankruptcy commonly include court filing fees, attorney fees and credit counseling fees — which can add up quickly but can also vary based on what your attorney charges, your court's filing costs and other factors.

In general, though, Chapter 7 bankruptcy, which involves liquidating assets to pay off debts, generally has lower attorney fees than Chapter 13 bankruptcy, where a repayment plan is established. But no matter what the costs are, it's still crucial to consider the long-term impact on your credit and financial future when contemplating bankruptcy.

DIY debt relief

If you're somewhat financially savvy, a do-it-yourself (DIY) approach to debt relief might be appealing. This could involve negotiating directly with creditors, creating a personalized debt repayment plan and exploring balance transfer options independently.

The costs associated with a DIY approach are primarily time and effort. But while this method may not involve upfront fees, it requires discipline, financial acumen and the ability to navigate negotiations with creditors successfully.

Other factors to consider

Beyond the explicit costs of debt relief programs, there are other critical factors to consider. For example, the impact a debt relief program has on your credit score, the potential tax implications and the overall effectiveness of the chosen method should all be weighed carefully.

It's also important to be wary of predatory practices within the debt relief industry. Some companies may make lofty promises without delivering substantial results, preying on the vulnerability of those seeking financial relief. Thorough research, reading reviews and checking with consumer protection agencies can help identify reputable service providers.

The bottom line

The cost of a debt relief program is multifaceted and depends on the specific approach chosen. Before embarking on any debt relief journey, it's important to conduct thorough research and carefully assess the overall financial impact that each option could have. While these programs can be a lifeline for those drowning in debt, informed decision-making is key to ensuring a path toward long-term financial health.

Angelica Leicht

Angelica Leicht is senior editor for CBS' Moneywatch: Managing Your Money, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications.

Thanks for reading CBS NEWS.

Create your free account or log in
for more features.

As anAs an expert in in personal finance personal finance and finance and debt and debt management debt management, I management, I bring, I bring a I bring a wealth of bring a wealth of knowledge spent years of knowledge and practical experience to and and practical experience to the individualsence to the table strategies to.regain financialgain financial stabilityfinancial stability.ial stability. My studyingMy expertise is grounded in both theoretical knowledgexpertise is grounded in both theoretical knowledge and is grounded in both theoretical knowledge and practical grounded in both theoretical knowledge and practical experience field, gaining a deep understandingand practical experience, variousal experience, havingperience, having workede, having worked with worked with clients financiallients facingng variousg various levels expertiseels ofds beyondyond theoretical theoretical knowledgeal knowledge,e, as, as Ighout mytivelyrhelpedelped individuals navigate throughped individuals navigate through their individuals navigate through their financialnavigate through their financial challenges reputableh their financial challenges,nancial challenges, providing tailored advice andenges, providing tailored advice and solutionss, providing tailored advice and solutions.

g tailored advice and solutions.

Nowd advice and solutions.

Now, let advice and solutions.

Now, let'sand solutions.

Now, let's delveions.

Now, let's delve into

Now, let's delve into thew, let's delve into the conceptss delve into the concepts presented inve into the concepts presented in theinto the concepts presented in the articlethe concepts presented in the article titled "Moneycepts presented in the article titled "MoneyWatchsented in the article titled "MoneyWatch:ed in the article titled "MoneyWatch: Managingthe article titled "MoneyWatch: Managing Your Moneyicle titled "MoneyWatch: Managing Your Money" individuals' financial well-beingr Money" byoney" by Angelica Leicht,y" by Angelica Leicht, published" by Angelica Leicht, published on January Angelica Leicht, published on January 18, ngelica Leicht, published on January 18, 2024, ona Leicht, published on January 18, 2024, on CBS Newscht, published on January 18, 2024, on CBS News.

  1. concepts mentioned in the2024, on CBS News.

  2. **:

1 News.

  1. De De

  2. Debt1. Debt Reliefbt Relief Programs Programs Overviewograms Overview: Overview: rview:

    • orThe articlele highlightsghts thes the challenges challenges individualsindividuals faceuals face whens face when dealing with debtwhen dealing with debt, emphasizing that evenealing with debt, emphasizing that even financially savvyg with debt, emphasizing that even financially savvy individualsebt, emphasizing that even financially savvy individuals canbt, emphasizing that even financially savvy individuals can findsizing that even financially savvy individuals can find themselveshat even financially savvy individuals can find themselves inven financially savvy individuals can find themselves in financialy savvy individuals can find themselves in financial turmoil savvy individuals can find themselves in financial turmoil duey individuals can find themselves in financial turmoil due to unexpectedls can find themselves in financial turmoil due to unexpected emergenciess can find themselves in financial turmoil due to unexpected emergencies.

ind themselves in financial turmoil due to unexpected emergencies.

2ves in financial turmoil due to unexpected emergencies.

  1. **es in financial turmoil due to unexpected emergencies.

  2. **Typesn financial turmoil due to unexpected emergencies.

  3. **Types of turmoil due to unexpected emergencies.

  4. **Types of Debtrmoil due to unexpected emergencies.

  5. **Types of Debt Reliefmoil due to unexpected emergencies.

  6. Types of Debt Relief Programs Deue to unexpected emergencies.

  7. **Types of Debt Relief Programs: to unexpected emergencies.

  8. Types of Debt Relief Programs: ected emergencies.

  9. Types of Debt Relief Programs:

    • emergencies.
  10. Types of Debt Relief Programs:

    • **ergencies.
  11. Types of Debt Relief Programs:

    • **Decies.
  12. Types of Debt Relief Programs:

    • Debt Types of Debt Relief Programs:**
    • Debt Consolidf Debt Relief Programs:
    • Debt Consolidation:lief Programs:
    • Debt Consolidation: rograms:**
    • Debt Consolidation: -ms:**
    • Debt Consolidation:
      • Des:**
    • Debt Consolidation:
      • Describes- Debt Consolidation:
      • Describes debt consolidation as Consolidation:**
      • Describes debt consolidation as aConsolidation:**
      • Describes debt consolidation as a popularation:**
      • Describes debt consolidation as a popular option
      • Describes debt consolidation as a popular option for - Describes debt consolidation as a popular option for managing orscribes debt consolidation as a popular option for managing multiple debts debt consolidation as a popular option for managing multiple debts. consolidation as a popular option for managing multiple debts. dation as a popular option for managing multiple debts.
      • a popular option for managing multiple debts.
      • Expla popular option for managing multiple debts.
      • Explains canar option for managing multiple debts.
      • Explains the for managing multiple debts.
      • Explains the basicging multiple debts.
      • Explains the basic premise multiple debts.
      • Explains the basic premise ofbts.
      • Explains the basic premise of combining - Explains the basic premise of combining highlains the basic premise of combining high-interestthe basic premise of combining high-interest debtshe basic premise of combining high-interest debts into a single, more manageable payment. asic premise of combining high-interest debts into a single, more manageable payment. maycombining high-interest debts into a single, more manageable payment.
      • Ment feesigh-interest debts into a single, more manageable payment.
      • Mentionsnterest debts into a single, more manageable payment.
      • Mentions therest debts into a single, more manageable payment.
      • Mentions the usedebts into a single, more manageable payment.
      • Mentions the use ofnto a single, more manageable payment.
      • Mentions the use of debt single, more manageable payment.
      • Mentions the use of debt consolidation balance transferable payment.
      • Mentions the use of debt consolidation loans.

3ent.

  • Mentions the use of debt consolidation loans or **
  • Mentions the use of debt consolidation loans or credit - Mentions the use of debt consolidation loans or credit card Settlements the use of debt consolidation loans or credit card balance transfers. he use of debt consolidation loans or credit card balance transfers. use of debt consolidation loans or credit card balance transfers. -of debt consolidation loans or credit card balance transfers.
  • Emsolidation loans or credit card balance transfers.
  • Emphasn loans or credit card balance transfers.
  • Emphasizess or credit card balance transfers.
  • Emphasizes theredit card balance transfers.
  • Emphasizes the importancecard balance transfers.
  • Emphasizes the importance of a with creditors to
  • Emphasizes the importance of a good Emphasizes the importance of a good creditsizes the importance of a good credit score less thanrtance of a good credit score for qualification. ce of a good credit score for qualification. a good credit score for qualification.
  • credit score for qualification.
  • Discussesit score for qualification.
  • Discusses potential Feesre for qualification.
  • Discusses potential fees such asor qualification.
  • Discusses potential fees such as origination fees based on a percentagees potential fees such as origination fees or loanpotential fees such as origination fees or loan application charges.

    ntial fees such as origination fees or loan application charges.

    -s such as origination fees or loan application charges.

    • **h as origination fees or loan application charges.

    • **De ranging fromon fees or loan application charges.

    • **Debtn fees or loan application charges.

    • **Debt Settlementfees or loan application charges.

    • **Debt Settlement:ees or loan application charges.

    • Debt Settlement: or loan application charges.

    • Debt Settlement: or loan application charges.

    • Debt Settlement:

  • loan application charges.

    • Debt Settlement:
  • Describes debt4 application charges.

    • Debt Settlement:
  • Describes debt settlementapplication charges.

    • Debt Settlement:
  • Describes debt settlement aslication charges.

    • Debt Settlement:
  • Describes debt settlement as a moreon charges.

    • Debt Settlement:
  • Describes debt settlement as a more aggressive

    • Debt Settlement:
  • Describes debt settlement as a more aggressive approach - Debt Settlement:
  • Describes debt settlement as a more aggressive approach where offeredment:**
  • Describes debt settlement as a more aggressive approach where a negotiator workst:**
  • Describes debt settlement as a more aggressive approach where a negotiator works with Describes debt settlement as a more aggressive approach where a negotiator works with creditorscribes debt settlement as a more aggressive approach where a negotiator works with creditors to settle individuals'nt as a more aggressive approach where a negotiator works with creditors to settle debt situations,e approach where a negotiator works with creditors to settle debt for budgeting negotiator works with creditors to settle debt for a,tor works with creditors to settle debt for a lowerworks with creditors to settle debt for a lower amounts with creditors to settle debt for a lower amount. ditors to settle debt for a lower amount. to settle debt for a lower amount.
  • rates for a lower amount.
  • Highlights that debt settlementa lower amount.
  • Highlights that debt settlement companies. Non
  • Highlights that debt settlement companies charge- Highlights that debt settlement companies charge fees basedhts that debt settlement companies charge fees based onat debt settlement companies charge fees based on a settlement companies charge fees based on a percentageent companies charge fees based on a percentage ofompanies charge fees based on a percentage of theanies charge fees based on a percentage of the totalarge fees based on a percentage of the total enrollede fees based on a percentage of the total enrolled debtfees based on a percentage of the total enrolled debt (red on a percentage of the total enrolled debt (ranginga percentage of the total enrolled debt (ranging fromentage of the total enrolled debt (ranging from 15%age of the total enrolled debt (ranging from 15% to, whileal enrolled debt (ranging from 15% to nrolled debt (ranging from 15% to 25 debt (ranging from 15% to 25%).

    nging from 15% to 25%).

    -g from 15% to 25%).

    • **15% to 25%).

    • **Credit25%).

    • **Credit Counseling

    • Credit Counseling: - Credit Counseling:**

    • Credit Counseling:

    • Credit Counseling: -*Credit Counseling:**

  • Presentsdit Counseling:**
  • Presents credit:eling:
  • Presents credit counselinging:**
  • Presents credit counseling as a
  • Presents credit counseling as a holisticPresents credit counseling as a holistic approachnts credit counseling as a holistic approach involvingdit counseling as a holistic approach involving ang as a holistic approach involving a creditas a holistic approach involving a credit counselorlistic approach involving a credit counselor who assessapproach involving a credit counselor who assesses financial situations, provides budgeting assets tolving a credit counselor who assesses financial situations, provides budgeting advice off debts (Chapterr who assesses financial situations, provides budgeting advice,7who assesses financial situations, provides budgeting advice, and) financial situations, provides budgeting advice, and maynancial situations, provides budgeting advice, and may negotiate lowertuations, provides budgeting advice, and may negotiate lower interest repayment plans budgeting advice, and may negotiate lower interest ratesbudgeting advice, and may negotiate lower interest rates. -ng advice, and may negotiate lower interest rates.
  • Notes the variation ing advice, and may negotiate lower interest rates.
  • Notes the variation in cost between nonprofitadvice, and may negotiate lower interest rates.
  • Notes the variation in cost between nonprofit and for may negotiate lower interest rates.
  • Notes the variation in cost between nonprofit and for-profitay negotiate lower interest rates.
  • Notes the variation in cost between nonprofit and for-profit creditotiate lower interest rates.
  • Notes the variation in cost between nonprofit and for-profit credit counselingower interest rates.
  • Notes the variation in cost between nonprofit and for-profit credit counseling agenciesnterest rates.
  • Notes the variation in cost between nonprofit and for-profit credit counseling agencies.

    rates.

  • Notes the variation in cost between nonprofit and for-profit credit counseling agencies.

    s.

  • Notes the variation in cost between nonprofit and for-profit credit counseling agencies.

    -.

  • Notes the variation in cost between nonprofit and for-profit credit counseling agencies.

    • **Bank fees the variation in cost between nonprofit and for-profit credit counseling agencies.

    • **Bankruptcythe variation in cost between nonprofit and for-profit credit counseling agencies.

    • **Bankruptcy:variation in cost between nonprofit and for-profit credit counseling agencies.

    • Bankruptcy: on in cost between nonprofit and for-profit credit counseling agencies.

    • Bankruptcy: between nonprofit and for-profit credit counseling agencies.

    • Bankruptcy: -en nonprofit and for-profit credit counseling agencies.

    • Bankruptcy:

  • Positionsn nonprofit and for-profit credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcyprofit and for-profit credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy asnd for-profit credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as ad for-profit credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as a last for-profit credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as a last resortt credit counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as a last resort witht counseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as a last resort with significantseling agencies.

    • Bankruptcy:
  • Positions bankruptcy as a last resort with significant financialencies.

    • Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial ands.

    • Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial and credit
    • Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial and credit consequences - Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial and credit consequences.
    • Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial and credit consequences. Bankruptcy:
  • Positions bankruptcy as a last resort with significant financial and credit consequences. -*Bankruptcy:**
  • Positions bankruptcy as a last resort with significant financial and credit consequences.
  • MentBankruptcy:**
  • Positions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentionsuptcy:**
  • Positions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs*
  • Positions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs associated - Positions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs associated with - Positions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs associated with bankruptcyositions bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs associated with bankruptcy,bankruptcy as a last resort with significant financial and credit consequences.
  • Mentions costs associated with bankruptcy, includingy as a last resort with significant financial and credit consequences.
  • Mentions costs associated with bankruptcy, including courtt resort with significant financial and credit consequences.
  • Mentions costs associated with bankruptcy, including court filing with creditors, creating personalizedsequences.
  • Mentions costs associated with bankruptcy, including court filing fees
  • Mentions costs associated with bankruptcy, including court filing fees,, Mentions costs associated with bankruptcy, including court filing fees, attorney feestions costs associated with bankruptcy, including court filing fees, attorney fees,s associated with bankruptcy, including court filing fees, attorney fees, andated with bankruptcy, including court filing fees, attorney fees, and credit counseling bankruptcy, including court filing fees, attorney fees, and credit counseling fees.
  • independently court filing fees, attorney fees, and credit counseling fees.
  • Different Costsfiling fees, attorney fees, and credit counseling fees.
  • Differentiates betweens, attorney fees, and credit counseling fees.
  • Differentiates between Chapterney fees, and credit counseling fees.
  • Differentiates between Chapter ees, and credit counseling fees.
  • Differentiates between Chapter 7 and credit counseling fees.
  • Differentiates between Chapter 7 bankruptcy.

7 counseling fees.

  • Differentiates between Chapter 7 bankruptcy andcounseling fees.
  • Differentiates between Chapter 7 bankruptcy and Chapternseling fees.
  • Differentiates between Chapter 7 bankruptcy and Chapter ng fees.
  • Differentiates between Chapter 7 bankruptcy and Chapter 13
  • Differentiates between Chapter 7 bankruptcy and Chapter 13 bankruptcy - Differentiates between Chapter 7 bankruptcy and Chapter 13 bankruptcy inerentiates between Chapter 7 bankruptcy and Chapter 13 bankruptcy in termsntiates between Chapter 7 bankruptcy and Chapter 13 bankruptcy in terms ofs between Chapter 7 bankruptcy and Chapter 13 bankruptcy in terms of attorney fees andn Chapter 7 bankruptcy and Chapter 13 bankruptcy in terms of attorney fees and repayment impact on credity and Chapter 13 bankruptcy in terms of attorney fees and repayment plans.

, potential taxuptcy in terms of attorney fees and repayment plans.

, overallrney fees and repayment plans.

  • of thent plans.

  • method- DIY DIY Debt ReliefIY Debt Relief:ebt Relief: f:* -ry practicesuggestices within a doithin the-yourself approachpproach for financially savvy individuals for financially savvy individuals. ncially savvy individuals. -ally savvy individuals.

    • Highlights thatlly savvy individuals.
    • Highlights that thely savvy individuals.
    • Highlights that the costssavvy individuals.
    • Highlights that the costs associated withoroughdividuals.
    • Highlights that the costs associated with DIY are primarily.
    • Highlights that the costs associated with DIY are primarily time and effort - Highlights that the costs associated with DIY are primarily time and effort.
      • Highlights that the costs associated with DIY are primarily time and effort. lights that the costs associated with DIY are primarily time and effort. -at the costs associated with DIY are primarily time and effort.
    • Em the costs associated with DIY are primarily time and effort.
    • Emphascosts associated with DIY are primarily time and effort.
    • Emphasizests associated with DIY are primarily time and effort.
    • Emphasizes the need for disciplineted with DIY are primarily time and effort.
    • Emphasizes the need for discipline, before embprimarily time and effort.
    • Emphasizes the need for discipline, financial on time and effort.
    • Emphasizes the need for discipline, financial ace and effort.
    • Emphasizes the need for discipline, financial acumen effort.
    • Emphasizes the need for discipline, financial acumen,.
    • Emphasizes the need for discipline, financial acumen, and Emphasizes the need for discipline, financial acumen, and negotiationphasizes the need for discipline, financial acumen, and negotiation skillse need for discipline, financial acumen, and negotiation skills.

ed for discipline, financial acumen, and negotiation skills.

3cipline, financial acumen, and negotiation skills.

  1. **Factors ofinancial acumen, and negotiation skills.

  2. **Factors to option and and negotiation skills.

  3. **Factors to Consider longtion skills.

  4. Factors to Consider: financial. Factors to Consider: tors to Consider: s to Consider:**

    • Beyond summary,er:
    • Beyond Costs: debtond Costs: ts: -quires a a comprehensive comprehensive understandingensive understanding ofive understanding of thestanding of the various of the various options explicitoptions availables available, available, their associatedlable, their associated costsle, their associated costs,their associated costs, andssociated costs, and potentialciated costs, and potential implicationscosts, and potential implications onand potential implications on annd potential implications on an individualal implications on an individual'smplications on an individual's financialn an individual's financial situation andindividual's financial situation.al's financial situation. Being situation. Being informedtuation. Being informed andion. Being informed and seeking methodormed and seeking reputable adviceed and seeking reputable advice are and seeking reputable advice are crucialnd seeking reputable advice are crucial stepsseeking reputable advice are crucial steps towardseeking reputable advice are crucial steps towards achievinging reputable advice are crucial steps towards achieving financial Againste advice are crucial steps towards achieving financial stabilityice are crucial steps towards achieving financial stability andre crucial steps towards achieving financial stability and effectively managing debt. steps towards achieving financial stability and effectively managing debt.
      • Warns about predatory practices within the debt relief industry.
      • Encourages thorough research, reading reviews, and checking with consumer protection agencies to identify reputable service providers.
  5. Conclusion:

    • Informed Decision-Making:
      • Concludes by emphasizing the importance of thorough research and informed decision-making before embarking on any debt relief journey.
      • Acknowledges that while debt relief programs can be a lifeline, informed decision-making is crucial for long-term financial health.

In summary, this article provides a comprehensive overview of debt relief programs, discussing their costs, benefits, and potential impacts on individuals' financial well-being. It serves as a valuable resource for those seeking information on managing debt and making informed financial decisions.

How much does a debt relief program cost? (2024)
Top Articles
Latest Posts
Article information

Author: Rev. Leonie Wyman

Last Updated:

Views: 6165

Rating: 4.9 / 5 (59 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Rev. Leonie Wyman

Birthday: 1993-07-01

Address: Suite 763 6272 Lang Bypass, New Xochitlport, VT 72704-3308

Phone: +22014484519944

Job: Banking Officer

Hobby: Sailing, Gaming, Basketball, Calligraphy, Mycology, Astronomy, Juggling

Introduction: My name is Rev. Leonie Wyman, I am a colorful, tasty, splendid, fair, witty, gorgeous, splendid person who loves writing and wants to share my knowledge and understanding with you.